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NAVIENT CORP (NAVI) Stock Forecast 2025 - AI Price Prediction & Analysis


NAVIENT CORP (NAVI) AI Stock Price Forecast & Investment Analysis

NAVIENT CORP Stock Price Chart and Technical Analysis

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NAVIENT CORP (NAVI) - Comprehensive Stock Analysis & Investment Research

Deep dive into NAVIENT CORP's business profile, financial performance, AI predictions, and competitive positioning to make informed investment decisions.

Understanding Company Overview

What this section covers: Essential business information about NAVIENT CORP, including sector classification, industry positioning, and organizational structure.

How to interpret: Company size, sector, and employee count provide context for market position and growth potential. Leadership and founding date indicate stability and experience.

For NAVIENT CORP: NAVIENT CORP operates in the Finance sector, making it an emerging small-cap investment.

NAVIENT CORP (Stock Symbol: NAVI) is a leading company in the Finance sector , specifically operating within the Security Brokers, Dealers & Flotation Companies industry.

The organization employs approximately 2452 professionals worldwide .

The company has established itself as an emerging investment opportunity with substantial growth potential.

Understanding Financial Performance

What these metrics mean: Key financial indicators showing NAVIENT CORP's revenue scale, profitability, market value, and shareholder returns.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NAVIENT CORP: With $415M in annual revenue and 29.2% net margin, the company demonstrates exceptional profitability.

Annual Revenue: $415 million generating a 29.2% net profit margin .

Market Capitalization: $1308 million - Classified as a small-cap investment offering high growth potential.

Return on Equity (ROE): 21.7% - Exceptional shareholder return efficiency, indicating strong management effectiveness.

Understanding AI Stock Predictions

What these predictions mean: AI-powered forecasts for NAVIENT CORP stock using machine learning algorithms trained on historical market data and technical indicators.

How to interpret: Positive percentages indicate expected price increases, negative values suggest potential declines. Spearman correlation coefficient shows the statistical relationship between predictions and actual outcomes.

For NAVIENT CORP: Unlock premium access to view detailed AI predictions and price targets.

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Understanding Market Position

What this analysis covers: NAVIENT CORP's competitive positioning, market dynamics, operational efficiency, and strategic advantages within its industry.

How to evaluate: Strong cash flow generation, healthy margins, and market leadership indicate competitive advantages. Growth rates show expansion potential.

For NAVIENT CORP: Strong free cash flow generation demonstrates solid operational efficiency.

NAVIENT CORP strategically competes in the highly dynamic Security Brokers, Dealers & Flotation Companies marketplace, representing an emerging small-cap investment with substantial growth potential and market disruption capabilities .

The company demonstrates robust operational efficiency through strong free cash flow generation of $414 million annually, complemented by impressive -3.1% year-over-year cash flow growth.

NAVIENT CORP (NAVI) Fundamental Analysis & Insider Trading Data (Quarterly Financial Reports)

Comprehensive quarterly financial data, earnings trends, insider transactions, and institutional holdings for NAVIENT CORP stock analysis.

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Deep dive into NAVIENT CORP's financial health, valuation metrics, and operational efficiency to make informed investment decisions.

Understanding Valuation Metrics

What these metrics mean: Valuation metrics help determine if NAVIENT CORP stock is fairly priced compared to its earnings, assets, and market position.

How to read them: Lower P/E ratios may indicate undervalued stocks, while higher ratios suggest growth expectations. P/B ratio compares market value to book value.

For NAVIENT CORP: With a P/E ratio of 39.62, the market highly values future growth prospects.

P/E Ratio 39.62x
P/B Ratio 0.54x
Market Cap $1308M
Dividend Yield 4.89%
EPS $0.33
Book Value/Share $24.40
Revenue/Share $4.15
FCF/Share $4.96
Understanding Profitability Metrics

What these metrics mean: These ratios measure how efficiently NAVIENT CORP converts revenue into profit and generates returns for shareholders.

How to read them: Higher ROE/ROA indicate better management efficiency. Margin percentages show profit at different operational levels.

For NAVIENT CORP: An ROE of 21.7% demonstrates excellent shareholder value creation.

ROE 21.7%
ROA 0.7%
Net Margin 29.2%
EBT Margin 37.3%
Tax Rate 23.2%
Understanding Financial Health Metrics

What these metrics mean: These ratios assess NAVIENT CORP's ability to meet short-term obligations and manage debt levels effectively.

How to read them: Current ratio >2 is generally good, Quick ratio >1 shows strong liquidity. Lower D/E ratios indicate conservative debt management.

For NAVIENT CORP:

D/E Ratio 24.67x
Financial Leverage 27.68x
Understanding Cash Flow Metrics

What these metrics mean: Cash flow metrics reveal NAVIENT CORP's ability to generate cash from operations and fund growth initiatives.

How to read them: Positive operating cash flow is crucial. Free cash flow shows money available for dividends, buybacks, or investments.

For NAVIENT CORP: Free cash flow of $414M provides flexibility for shareholder returns and growth investments.

Operating Cash Flow $414M
Free Cash Flow $414M
OCF Growth YoY -3.1%
FCF Growth YoY -3.1%
FCF/Sales 19.7%
Understanding Operational Efficiency Metrics

What these metrics mean: These ratios measure how effectively NAVIENT CORP uses its assets and manages working capital.

How to read them: Higher turnover ratios indicate efficient asset utilization. Shorter collection periods show effective credit management.

For NAVIENT CORP: An asset turnover of 0.03x suggests room for improvement in asset utilization.

Asset Turnover 0.03x
Fixed Assets Turnover 20.6x
Understanding Financial Statement Data

What these metrics mean: Key figures from NAVIENT CORP's income statement and balance sheet showing absolute financial performance.

How to read them: Revenue shows business scale, while margins indicate profitability. Balance sheet items reveal financial structure.

For NAVIENT CORP: With annual revenue of $415M, NAVIENT CORP demonstrates solid business size.

Income Statement ($ Millions)
Total Revenue $415M
Net Income $876M
SG&A Expense $26M
Balance Sheet Highlights (% Of Assets)
Cash & Short-term Investments 1%
Total Liabilities 96%
Short-term Debt 6%
Accounts Receivable 3%
Dividend & Shareholder Information
Dividends Per Share $0.16
Payout Ratio 0.2%
Shares Outstanding 100M
Growth Metrics (YoY)
EPS Growth 15.0%

Latest NAVIENT CORP Stock News & Market Analysis

Breaking news, analyst reports, and market updates affecting NAVIENT CORP (NAVI) stock price and investment outlook.

, source: Nasdaq

Fintel reports that BlackRock Inc. has filed a 13G/A form with the SEC disclosing ownership of 14,195,108 shares of Navient Corp (NAVI). This represents 10.4% of the company. In their previous filing ...

, source: Yahoo Finance

Earnings call Navient reported Q1 2025 core EPS of $0.25 ($0.28 adjusted), driven by a 46% sequential increase in loan originations and improved NIMs. Management reaffirmed full-year EPS guidance of ...

, source: MarketWatch

Navient Corp. Annual cash flow by MarketWatch. View 0K5R net cash flow, operating cash flow, operating expenses and cash dividends.

, source: Wall Street Journal

WASHINGTON—The U.S. Education Department has extended a major student-loan contract with a former Sallie Mae division, despite pressure from student, union and liberal groups to end the arrangement, ...

, source: Barron's

Stocks: Real-time U.S. stock quotes reflect trades reported through Nasdaq only; comprehensive quotes and volume reflect trading in all markets and are delayed at least 15 minutes. International stock ...

, source: Wall Street Journal

SLM Corp., known as Sallie Mae, and its former education-loan manager, Navient Corp., on Wednesday reported lower profit for the fourth quarter. Sallie Mae was created in 1973 as a ...

, source: Barron's

Stocks: Real-time U.S. stock quotes reflect trades reported through Nasdaq only; comprehensive quotes and volume reflect trading in all markets and are delayed at least 15 minutes. International stock ...

NAVIENT CORP Competitors & Peer Analysis - Finance Sector

Comparative analysis of NAVIENT CORP against industry peers and competitors in the Finance sector, featuring AI-powered forecasts and key financial metrics.

Company Ticker Symbol 90-Day AI Forecast Market Cap (USD M) P/E Ratio P/B Ratio
AC Unlock Forecast - 30 Days FREE Trial $711M 13.2x 0.8x
BLK Unlock Forecast - 30 Days FREE Trial $164458M 27.0x 3.0x
BULL Unlock Forecast - 30 Days FREE Trial $2452M x 3.3x
BULLW Unlock Forecast - 30 Days FREE Trial $924M x 1.2x
COHN Unlock Forecast - 30 Days FREE Trial $31M 7.2x 0.7x
DOMH Unlock Forecast - 30 Days FREE Trial $72M -0.5x 0.3x
FRHC Unlock Forecast - 30 Days FREE Trial $8335M 1770.0x 6.8x
FUTU Unlock Forecast - 30 Days FREE Trial $190742M x 9.5x
GLDI Unlock Forecast - 30 Days FREE Trial $780402M x 20.7x
GLXY Unlock Forecast - 30 Days FREE Trial $9021M 37.5x 5.1x
GS Unlock Forecast - 30 Days FREE Trial $268156M 16.1x 2.2x
GSCE Unlock Forecast - 30 Days FREE Trial $7479M 0.5x 0.1x
GS-PA Unlock Forecast - 30 Days FREE Trial $5783M 0.4x 0.1x
GS-PC Unlock Forecast - 30 Days FREE Trial $5921M 0.4x 0.1x
GS-PD Unlock Forecast - 30 Days FREE Trial $5786M 0.4x 0.1x
HOOD Unlock Forecast - 30 Days FREE Trial $111473M 50.8x 13.0x
IBKR Unlock Forecast - 30 Days FREE Trial $28436M 31.0x 5.6x
JEF Unlock Forecast - 30 Days FREE Trial $13786M 21.3x 1.3x
JSM Unlock Forecast - 30 Days FREE Trial $1963M 60.1x 0.8x
MKTX Unlock Forecast - 30 Days FREE Trial $6642M 30.3x 4.8x
MS Unlock Forecast - 30 Days FREE Trial $281591M 17.4x 2.6x
MS-PA Unlock Forecast - 30 Days FREE Trial $30819M 1.9x 0.3x
MS-PE Unlock Forecast - 30 Days FREE Trial $40780M 2.5x 0.4x
MS-PF Unlock Forecast - 30 Days FREE Trial $40541M 2.5x 0.4x
MS-PI Unlock Forecast - 30 Days FREE Trial $40334M 2.5x 0.4x
MS-PK Unlock Forecast - 30 Days FREE Trial $39395M 2.4x 0.4x
MS-PL Unlock Forecast - 30 Days FREE Trial $32840M 2.0x 0.3x
MS-PO Unlock Forecast - 30 Days FREE Trial $28385M 1.8x 0.3x
MS-PP Unlock Forecast - 30 Days FREE Trial $41177M 2.5x 0.4x
MS-PQ Unlock Forecast - 30 Days FREE Trial $42212M 2.6x 0.4x
NAVI Unlock Forecast - 30 Days FREE Trial $1308M 39.6x 0.5x
NMR Unlock Forecast - 30 Days FREE Trial $24359M x 0.0x
NRSCF Unlock Forecast - 30 Days FREE Trial $23206M x 0.0x
OPY Unlock Forecast - 30 Days FREE Trial $845M 10.0x 0.9x
PIPR Unlock Forecast - 30 Days FREE Trial $5804M 24.6x 4.5x
RJF Unlock Forecast - 30 Days FREE Trial $32299M 15.1x 2.6x
RJF-PB Unlock Forecast - 30 Days FREE Trial $4950M 2.3x 0.4x
SCHW Unlock Forecast - 30 Days FREE Trial $179852M 21.8x 3.6x
SCHW-PD Unlock Forecast - 30 Days FREE Trial $45518M 5.5x 0.9x
SCHW-PJ Unlock Forecast - 30 Days FREE Trial $34052M 4.1x 0.7x
SEIC Unlock Forecast - 30 Days FREE Trial $10232M 14.7x 4.3x
SF Unlock Forecast - 30 Days FREE Trial $14005M 21.1x 3.3x
SF-PB Unlock Forecast - 30 Days FREE Trial $2642M 4.0x 0.6x
SF-PC Unlock Forecast - 30 Days FREE Trial $2590M 3.9x 0.6x
SF-PD Unlock Forecast - 30 Days FREE Trial $1899M 2.9x 0.5x
SIEB Unlock Forecast - 30 Days FREE Trial $164M 22.5x 1.8x
SLVO Unlock Forecast - 30 Days FREE Trial $450351M x 12.0x
USOI Unlock Forecast - 30 Days FREE Trial $207577M x 5.5x
VIRT Unlock Forecast - 30 Days FREE Trial $2892M 6.8x 2.0x
WT Unlock Forecast - 30 Days FREE Trial $1745M 18.1x 4.7x

Frequently Asked Questions - NAVIENT CORP Stock Forecast

How accurate are NAVIENT CORP stock predictions?

Our AI model shows a 31% Spearman correlation coefficient for NAVI predictions, based on advanced machine learning algorithms trained on over 10 years of market data. This measures the strength of the monotonic relationship between predicted and actual price movements.

What factors influence NAVIENT CORP stock price forecasts?

Our analysis considers NAVIENT CORP's financial metrics, Finance sector trends, market sentiment, technical indicators, earnings data, and macroeconomic factors affecting stock performance.

Is NAVIENT CORP a good investment in 2025?

Based on our AI analysis, NAVIENT CORP shows potential for various market scenarios. Consider your risk tolerance, investment timeline, and portfolio diversification before making investment decisions.

How often are NAVIENT CORP forecasts updated?

NAVIENT CORP stock forecasts are updated daily using real-time market data, ensuring you receive the most current AI-powered predictions and investment insights.

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